Aphelion Finance Private Ltd., established in 1996, is an ISO 9001:2008 certified Non-Banking Financial Company, registered with the Reserve Bank of India. The company is recognized as a top class finance company, and has gained reputation and appreciation for its quality customer satisfaction and performances.

Aphelion Finance has been set up with the objective of building a sound customer base across distinct businesses in order to be the preferred provider of loans in the Short Term Personal Loan Segment. Our main focuses are Customers, Product Leadership and People.


India Rating & Research, a Fitch Group Company, has upgraded the rating of the Company to ‘BB-‘ on August 31, 2015 based on its performances. The Company has added two more secured products to its portfolio during FY 2014-15 along with the decade old Personal Loan product, and is planning to add more during the current year.

The Vision of the Company is to be a Leading Solutions Provider for 'financial freedom' across the Globe. With this vision in view, the Company offers the common man a host of products and services that would be helpful to them on their path to prosperity. Over the years, the Company has achieved significant success in reaching this objective, and has created a tremendous sense of loyalty amongst its customers.

Our mission is to contribute to the economic and social development and the standard of living of our niche customers, through our high quality diversified financial solutions with exemplary customer services, whilst we provide good return to investors and depositors. Our motto is “to add value to the lives” of our clients.


The goal is to create a value based organization:

  1. which is high on performance and customer satisfaction,
  2. which offers services based on innovative and structured end-to-end tailored solutions,
  3. which makes use of state-of-the-art technology to achieve unparalleled service delivery,
  4. where people are encouraged to maintain highest level of personal and professional integrity and pursue a transparent and straight-forward work culture.

Our revolutionary approach to personal finance and excellent services we render, has helped us achieve our mission of being the preferred lending agency in the Personal Loans and Gold Loans segments. Our vision is to empower the common man to avail finance on easy terms and our practical implementation of policies has earned us the undying loyalty and trust of customers. When our valued customers count on us in times of need and recommend us to others, it makes us strive achieve more.