Be it your child’s education needs, marriage of a treasured one, or just alleviating your financial troubles – our Gold Loans are the perfect companion in your times of need.
Aphelion’s Gold loans are a secure option
- Get loans at extremely reasonable prices
- The application process is easy and convenient
- Empower yourself with liquidity, against your jewellery with zero foreclosure charges.
The application process at Aphelion is simple. Even unemployed or non-working individuals are eligible for gold loans. There is no salary proof certificate or credit history asked. The only documents required to applying for a Gold Loans are a valid ID proof and an address proof. Moreover, the borrower is given an option to pay only the interest during the entire term and pay off the principal amount in one go at the completion of the loan’s tenure. We also consider top up loans, where there is additional requirement of funds. The processing time for the loans is a few minutes and you can convert your dead assets to liquid cash in no time.
Eligibility Criteria for a Gold Loan
Eligibility to Avail Gold Loan
- 1) 18+ years of age
- 2) Legally competent to enter into a contract
- 3) Owner of the gold jewellery (Jewellery to exclude Gold coins, melted bars, jewellery from religious institutions and Mangalsutras.
- 4) Gold must have at least 18-carat purity.
- 5) Purpose of loan: Anything other than speculative purposes or for purchase of Gold.
Documents Required to Avail Gold Loan
- 1) Identity Proof:-
Passport Copy / Voters ID card/ PAN Card / Aadhaar Card - 2) Address Proof:-
Passport/ Electricity Bill (not more than two months old) / Telephone bill / Aadhaar Card / Water Bill / Rent Agreement / Bank Statement / Ration Card / Election ID card / Gas connection